New Roofing Options Allow Homeowners to Cut Energy Bills

RISMEDIA, November 23, 2010—(MCT)—When Scott Harris and Sarah Jack did a major renovation of their 1925 Teaneck, N.J., colonial in the summer of 2009, they kept the environment in mind—for example, choosing kitchen counters made of cement and recycled glass. They thought about solar roof panels, but rejected that idea when they were told they’d have to chop down a towering tree that shades their back yard and house. Instead, they installed a green, or living, roof. The greenery absorbs and filters rainwater, as well as adding insulation, which cuts heating and cooling costs.
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Resource: rismedia.com

Housing Market Recovery Depends on Jobs and Access to Credit, Says NAR

RISMEDIA, November 18, 2010—Although the recent trend of rising long-term borrowing rates may mean higher mortgages for consumers in the coming months, the greater obstacles to housing market recovery are job creation and availability of credit, according to a National Association of Realtors analysis. “Modest changes in mortgage rates are less important to a housing market recovery than the number of people who are able to obtain mortgages,” said NAR Chief Economist Lawrence Yun.
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Source: rismedia.com

Napier Realtors ERA Proudly Sponsors the New USO Center at RIC

Napier Realtors is proud to be a founding sponsor of the new USO Center that recently opened at Richmond International Airport.

Since the USO’s primary mission is to enhance the quality of life of the U.S. Armed Forces personnel and their families, partnering with the USO right here in the Richmond area is a way for Napier Realtors to show their heartfelt thanks to our men and women in uniform and their families.



The agents and staff at Napier's area offices are collecting items to donate to the Center -- snacks, drinks, paperback books, magazines, and toiletry items such as travel size hand sanitizer, lotion, and lip balm -- and committing to volunteer their time to work in the Center one day a month. The cart of donations has been overflowing with goodies for "our" troops!

A huge THANK YOU! to everyone for donating items that were on the Center's wish list or giving of your time by volunteering at the Center!!

Real Estate Prices Fall, Will Sellers Take Note?

For the fourth consecutive month, price reductions have increased for home listings currently on the market in the United States. The reductions are now at an all-time high of 27 percent, according to Trulia.com.
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Source: realtytimes.com

Mortgage Rates Up But Still Incredibly Low

McLean, VA – Freddie Mac (OTC: FMCC) today released the results of its Primary Mortgage Market Survey (PMMS), which found that the 30-year fixed-rate mortgage rate rose slightly for the second consecutive time in six weeks. The 15-year fixed-rate mortgage rate also rose slightly while the 5-year ARM set another low, and the 1-year ARM tied last week's low.
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Source: realtytimes.com

Time Management is Crucial

How you use your time determines the quality of your life. It determines how successful you are in business and how effective you are in your business and personal life. It is linked with your level of happiness in life. Time management is the most challenging skill in life to master. Most people don't control time ... time controls them. We spend our whole lives trying to acquire the skill to utilize our time to create the greatest return.
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Source: www.realtytimes.com

Weekly Mortgage Rate Pulse Reveals Rates Drop to Lowest Levels on Record

RISMEDIA, October 7, 2010—Average mortgage rates dropped to their lowest levels on record this week, according to the LendingTree Weekly Mortgage Rate Pulse, a snapshot of the lowest and average mortgage rates available within the LendingTree network of lenders. On October 5, average home loan rates offered by LendingTree network lenders dropped week-over-week to 4.35 percent (4.56% APR) for 30-year fixed mortgages, 3.81 percent (4.13% APR) for 15-year fixed mortgages and 3.32 percent (3.55% APR) for 5/1 ARMs.
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Source: www.rismedia.com